Terms of Service

1. Acceptance of Terms

By accessing, browsing, or purchasing any product or service from Nicholaus, LLC (“Company,” “we,” “us,” or “our”), you (“Customer,” “you,” or “your”) acknowledge that you have read, understood, and agree to be bound by these Terms of Service (“Terms”). If you do not agree, do not use our website or purchase any products or services.

These Terms constitute a legally binding agreement between you and Nicholaus, LLC. Your use of the website and/or completion of a purchase constitutes your acceptance of these Terms in their entirety.

2. Products and Services

Nicholaus, LLC provides digital products and professional services including, but not limited to: online courses, digital audits, templates, e-books, consulting sessions, and other digital deliverables (“Products”). All Products are delivered electronically and/or performed remotely. No physical goods are shipped.

Product descriptions, pricing, and availability are subject to change at any time without prior notice. We reserve the right to modify, discontinue, or update any Product at our sole discretion.

3. All Sales Final — No Refunds

Due to the digital and immediately accessible nature of our Products, all purchases are non-refundable. Once a transaction is completed, the sale is final. This policy applies to all Products without exception, including but not limited to:

• Courses and educational materials
• Audits, reports, and analysis deliverables
• Templates, frameworks, and digital downloads
• E-books and written content
• Consulting and advisory sessions

By completing a purchase, you expressly acknowledge and agree that: (a) you are purchasing a digital product or service that is delivered immediately or within the stated timeframe; (b) you waive any right to a refund, chargeback, or reversal of payment; and (c) you have read and accepted the Refund Policy in full.

4. Intellectual Property

All Products, content, materials, methodologies, frameworks, and deliverables provided by Nicholaus, LLC are and shall remain the exclusive intellectual property of Nicholaus, LLC. Upon purchase, you are granted a limited, non-exclusive, non-transferable, revocable license to use the Product for your own personal or internal business purposes only.

You may not:

• Redistribute, resell, share, or sublicense any Product or its contents
• Reproduce, duplicate, or copy any Product for distribution to third parties
• Modify or create derivative works based on our Products for commercial distribution
• Claim authorship or ownership of any Product or deliverable created by Nicholaus, LLC

Violation of these intellectual property provisions may result in immediate termination of your license and legal action.

5. User Representations

By using our website and purchasing Products, you represent and warrant that:

• You are at least 18 years of age
• You have the legal capacity and authority to enter into a binding agreement
• All information you provide is accurate, current, and complete
• You are authorized to use the payment method provided for the purchase
• You will not use our Products for any unlawful or unauthorized purpose

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL NICHOLAUS, LLC, ITS OWNERS, MEMBERS, MANAGERS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, REVENUE, DATA, BUSINESS OPPORTUNITIES, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR PURCHASE OR USE OF ANY PRODUCT, REGARDLESS OF THE THEORY OF LIABILITY.

IN ALL CASES, THE TOTAL AGGREGATE LIABILITY OF NICHOLAUS, LLC SHALL NOT EXCEED THE AMOUNT ACTUALLY PAID BY YOU FOR THE SPECIFIC PRODUCT GIVING RISE TO THE CLAIM.

7. Indemnification and Hold Harmless

You agree to indemnify, defend, and hold harmless Nicholaus, LLC, its owners, members, managers, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of any Product; (b) your breach of these Terms; (c) your violation of any applicable law or regulation; (d) any dispute between you and a third party related to the Products; or (e) any action taken by you based on the content, recommendations, or strategies provided in any Product.

8. Disclaimer of Warranties — No Guarantee of Results

ALL PRODUCTS AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

Nicholaus, LLC makes no representation, warranty, or guarantee that: (a) any Product will produce specific results, outcomes, or revenue; (b) the strategies, recommendations, or information provided will be suitable for your particular business or circumstances; (c) the use of any Product will result in increased leads, sales, revenue, or any other measurable business outcome.

Results vary based on individual effort, business conditions, market factors, and numerous other variables beyond our control. Any examples, case studies, or testimonials referenced are illustrative only and do not guarantee similar results.

9. Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.

Any dispute, controversy, or claim arising out of or relating to these Terms, or the breach, termination, or invalidity thereof, shall be resolved through binding arbitration administered in the State of Florida in accordance with the rules of the American Arbitration Association. The arbitrator's decision shall be final and binding.

YOU AGREE TO WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION AGAINST NICHOLAUS, LLC.

Before initiating arbitration, you agree to first attempt to resolve any dispute by contacting us directly at info@nicholaus.ai. You agree to attempt resolution in good faith for a period of at least thirty (30) days before commencing arbitration proceedings.

10. Modifications

Nicholaus, LLC reserves the right to modify, update, or revise these Terms at any time at its sole discretion. Changes will be effective immediately upon posting to this page. Your continued use of the website or any Product after such changes constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically.

11. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such invalidity shall not affect the remaining provisions, which shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.

12. Contact

For questions regarding these Terms of Service, contact us at: